Subaccount Performance Report
Nonstandardized
Insurance and Financial Services
 Flexible Premium Adjustable Variable Life Insurance
Nationwide Life Insurance Company


The Prospectus sets forth concise information an investor should know about this variable product. Investors are encouraged to obtain a printed bound Prospectus from their Registered Representative or the Company. This Electronic Prospectus is not an offer to sell, or a solicitation of an offer to buy this product, nor shall it be offered or sold to any person in any jurisdiction in which such offer, solicitation, purchase or sale would be unlawful under the laws, rules or regulations of the jurisdiction.


Flexible Premium Adjustable Variable Life as of 05/02/2024
AllianceBernstein Variable Products Series Fund, Inc.
Investment OptionUnit ValueCurrent QTDPrevious QuarterPrevious 1 YearPrevious 3 YearsPrevious 5 Years
AB VPS Discovery Value Portfolio - Class A644.1250-4.636.3819.680.997.30
AB VPS Relative Value Portfolio - Class A540.3180-3.689.3417.566.319.61
Allspring Variable Trust
Investment OptionUnit ValueCurrent QTDPrevious QuarterPrevious 1 YearPrevious 3 YearsPrevious 5 Years
VT Discovery SMID Cap Growth Fund - Class 2294.8346-2.5511.6417.16-8.805.37
VT Opportunity Fund - Class 2530.9711-4.439.0721.594.3610.83
Dreyfus Investment Portfolios
Investment OptionUnit ValueCurrent QTDPrevious QuarterPrevious 1 YearPrevious 3 YearsPrevious 5 Years
BNYMel Invmt SmCapStkIndx644.9845-2.921.5815.28-1.456.18
Dreyfus Stock Index Fund, Inc.
Investment OptionUnit ValueCurrent QTDPrevious QuarterPrevious 1 YearPrevious 3 YearsPrevious 5 Years
BNYMel Stock Index677.0207-3.4210.6823.597.0712.38
Dreyfus Variable Investment Fund
Investment OptionUnit ValueCurrent QTDPrevious QuarterPrevious 1 YearPrevious 3 YearsPrevious 5 Years
BNYMel VIF Oppr Small Cap332.5504-3.05-0.197.71-4.874.11
Federated Insurance Series
Investment OptionUnit ValueCurrent QTDPrevious QuarterPrevious 1 YearPrevious 3 YearsPrevious 5 Years
Federated Hermes Managed Volatility Fund II - Primary Shares120.7205-3.486.429.120.853.79
Federated Hermes Quality Bond Fund II - Primary Shares177.1352-0.370.031.78-2.170.75
Fidelity Variable Insurance Products
Investment OptionUnit ValueCurrent QTDPrevious QuarterPrevious 1 YearPrevious 3 YearsPrevious 5 Years
VIP Asset Manager Portfolio - Initial Class526.5194-1.613.998.360.165.15
VIP Equity-Income Portfolio - Initial Class1062.8971-2.118.0515.835.919.79
VIP Growth Portfolio - Initial Class1850.8718-3.5117.7737.228.3717.09
VIP High Income Portfolio - Initial Class339.0089-0.492.047.88-0.091.61
VIP Investment Grade Bond Portfolio - Initial Class306.9305-1.06-0.95-0.68-3.540.06
VIP Mid Cap Portfolio - Service Class812.1216-4.1011.9620.403.419.46
VIP Overseas Portfolio - Initial Class412.2292-3.298.7510.360.926.91
VIP Value Strategies Portfolio - Service Class671.0582-4.797.9723.896.6412.19
Franklin Templeton Variable Insurance Products Trust
Investment OptionUnit ValueCurrent QTDPrevious QuarterPrevious 1 YearPrevious 3 YearsPrevious 5 Years
Franklin Small Cap Value VIP Fund: Class 1632.2902-2.723.9215.640.297.62
Templeton Foreign VIP Fund: Class 1296.04321.413.2113.512.793.73
Invesco Investments
Investment OptionUnit ValueCurrent QTDPrevious QuarterPrevious 1 YearPrevious 3 YearsPrevious 5 Years
Invesco V.I. American Franchise Fund: Series I415.3115-4.5517.1936.332.8412.98
Invesco V.I. American Value Fund - Series I Shares130.1586-1.6413.3635.928.88N/A
Invesco V.I. Discovery Mid Cap Growth Fund - Series I148.0119-4.2017.3320.35-1.94N/A
Invesco V.I. Global Fund - Series I539.3813-3.4013.5426.101.479.06
Invesco V.I. Global Strategic Income Fund - Series I106.7122-1.00-0.182.90-2.93-0.82
Invesco V.I. Main Street Small Cap Fund - Series I732.7849-2.736.2020.370.939.43
Janus Henderson VIT
Investment OptionUnit ValueCurrent QTDPrevious QuarterPrevious 1 YearPrevious 3 YearsPrevious 5 Years
JAS Janus Henderson Balanced Portfolio - Service Shares458.8801-2.627.0011.682.507.18
JAS Janus Henderson Forty Portfolio - Service Shares885.6455-4.4113.9631.773.0613.18
JAS Janus Henderson Overseas Portfolio - Service Shares (2)368.6819-0.209.009.773.258.95
JAS Janus Henderson VIT Global Technology and Innovation Portfolio - Service Shares1110.8217-4.8119.0942.605.0315.91
Lincoln Variable Insurance Products Trust
Investment OptionUnit ValueCurrent QTDPrevious QuarterPrevious 1 YearPrevious 3 YearsPrevious 5 Years
LVIP American Century Disciplined Core Value Fund - Standard Class II99.0260N/AN/AN/AN/AN/A
LVIP American Century Inflation Protection Fund - Service Class100.2276N/AN/AN/AN/AN/A
LVIP American Century International Fund - Standard Class II99.4379N/AN/AN/AN/AN/A
LVIP American Century Ultra Fund - Standard Class II99.5168N/AN/AN/AN/AN/A
MFS® Variable Insurance Trust
Investment OptionUnit ValueCurrent QTDPrevious QuarterPrevious 1 YearPrevious 3 YearsPrevious 5 Years
MFS Massachusetts Investors Growth Stock Portfolio: Initial Class283.8082-3.878.7717.985.0212.11
MFS® Value Series - Initial Class584.7535-3.107.6713.634.598.23
Morgan Stanley Variable Insurance Fund, Inc.
Investment OptionUnit ValueCurrent QTDPrevious QuarterPrevious 1 YearPrevious 3 YearsPrevious 5 Years
Emerging Markets Debt Portfolio - Class I252.6587-1.464.5513.18-2.88-0.20
U.S. Real Estate Portfolio - Class I382.9754-4.13-3.043.43-2.49-1.92
Nationwide Variable Insurance Trust
Investment OptionUnit ValueCurrent QTDPrevious QuarterPrevious 1 YearPrevious 3 YearsPrevious 5 Years
NVIT Columbia Overseas Value Fund - Class X141.67891.371.369.832.68N/A
NVIT Calvert Equity Fund - Class I153.9818-3.625.5713.832.04N/A
NVIT Loomis Short Term Bond Fund - Class II114.31310.140.654.00-0.80N/A
AllianceBernstein NVIT Global Fixed Income Fund-Class VI (1)123.92720.000.000.000.000.00
NVIT AQR Large Cap Defensive Style Fund - Class IV1060.3176-2.786.939.374.698.54
NVIT Amundi Multi Sector Bond Fund - Class I217.32660.633.169.973.164.10
NVIT BlackRock Equity Dividend Fund - Class IV458.0638-1.646.7414.904.558.86
NVIT Emerging Markets Fund-Class I336.78501.063.096.74-11.10-2.55
NVIT Federated High Income Bond Fund - Class I278.8289-0.411.037.720.152.47
NVIT Government Bond Fund - Class IV275.3531-1.24-1.24-2.40-4.47-1.40
NVIT Government Money Market Fund: Class IV168.68880.351.034.231.791.04
NVIT Invesco Small Cap Growth Fund - Class I497.0877-3.1011.8620.41-4.227.58
NVIT Investor Destinations Aggressive Fund - Class II430.0159-2.727.4015.891.226.54
NVIT Investor Destinations Conservative Fund - Class II173.9625-1.220.772.65-2.020.85
NVIT Investor Destinations Moderate Fund - Class II297.8042-2.174.5810.13-0.124.16
NVIT Investor Destinations Moderately Aggressive Fund - Class II377.7592-2.456.3413.910.745.78
NVIT Investor Destinations Moderately Conservative Fund - Class II231.5149-1.662.436.14-1.142.51
NVIT BNY Mellon Dynamic U.S. Core Fund - Class I655.7373-3.5510.6222.085.3512.08
NVIT Jacobs Levy Large Cap Growth Fund: Class I577.6386-3.9413.6532.0815.2819.78
NVIT BNY Mellon Dynamic U.S. Equity Income - Class I489.3522-3.348.0314.247.5110.41
NVIT BNY Mellon Dynamic U.S. Equity Income - Class X176.6566-3.358.1014.407.64N/A
NVIT Mid Cap Index Fund - Class I705.7917-4.159.2818.802.388.71
NVIT Multi-Manager Large Cap Value Fund - Class I176.39840.000.000.000.00-0.84
NVIT Multi-Manager(SM) Small Cap Value Fund - Class IV477.2350-4.583.9817.591.676.71
NVIT Multi-Manager(SM) Small Company Fund - Class IV533.9991-3.966.5719.760.009.00
NVIT S and P 500 Index Fund- Class IV1479.2298-3.4910.7723.537.0712.40
NVIT Wells Fargo Discovery Fund: Class I306.4340-2.5311.6417.63-8.525.42
Neuberger Berman Advisors Management Trust
Investment OptionUnit ValueCurrent QTDPrevious QuarterPrevious 1 YearPrevious 3 YearsPrevious 5 Years
AMT Mid-Cap Growth Portfolio - Class I Shares727.6826-4.6216.0922.88-1.678.76
AMT Mid-Cap Growth Portfolio - Class S Shares208.6493-4.6416.0222.65-1.858.56
AMT Short Duration Bond Portfolio - Class I Shares184.71920.141.064.02-0.260.87
AMT Sustainable Equity Portfolio - Class I Shares644.3287-2.7513.2529.816.8312.37
Putnam Variable Trust
Investment OptionUnit ValueCurrent QTDPrevious QuarterPrevious 1 YearPrevious 3 YearsPrevious 5 Years
Putnam VT International Equity Fund - Class 1B291.3241-0.845.039.821.006.10
Putnam VT Large Cap Growth Fund - Class IB325.1436-3.7214.1334.887.0314.89
Putnam VT Large Cap Value Fund - Class IB214.6231-1.6311.5624.889.8512.59
VanEck VIP Trust
Investment OptionUnit ValueCurrent QTDPrevious QuarterPrevious 1 YearPrevious 3 YearsPrevious 5 Years
VanEck VIP Emerging Markets Bond Fund - Initial Class260.9257-0.720.084.85-1.081.87
VanEck VIP Emerging Markets Fund - Initial Class360.60441.276.6215.72-9.49-0.97
VanEck VIP Global Resources Fund - Initial Class412.23620.852.937.292.698.66

(1) This Portfolio may assess a 1% Short-Term Trading Fee on transfers from the Subaccount within 60 days of allocation to the Subaccount.
Please refer to the prospectus for details.

(2) This Portfolio is not available to receive transfers or new premium.

The date ranges for the performance data are as follows: Current QTD (03/31/24 - 05/02/24), Previous Quarter (12/31/23 - 03/31/24), Previous 1 Year (05/02/23 - 05/02/24), Previous 3 Years (05/02/21 - 05/02/24), Previous 5 Years (05/02/19 - 05/02/24) .

n/a means not applicable.

The performance of the accounts is shown as a net rate of return which reflects the account's investment income and capital gains and losses, realized or unrealized, less investment management fees, and other fund operating expenses, and the mortality and expense risk charges. Performance does not reflect the Special Policy Account Value Credit or the effect of cost of insurance, policy expenses, and potential surrender charges which will vary with each policy and will reduce the performance figures above significantly. Please consult the hypothetical illustrations in the prospectus and a personalized illustration provided from your registered representative tailored for your particular circumstance. The relationship between the performance of the accounts and the actual percentage increase or decrease in policy benefits is not directly proportional. Please see a current prospectus for an explanation of the relationships and additional information. The first Flexible Premium Adjustable Variable Life policy was sold in May, 2010 .

The results shown represent past performance and should not be considered a representation of future performance or experience. Past performance does not guarantee future results. Investment return and principal value of an investment will fluctuate so that an investor's units/shares, when redeemed, may be worth more or less that their original cost. Current performance may be lower or higher than the performance data quoted. Please consider the fund's investment objectives, risks, and charges and expenses carefully before investing. Both the underlying fund prospectus and contract prospectus contain this and other information about the investment company. Prospectuses are available at www.nationwide.com or may be obtained through your Registered Representative. Read the prospectuses carefully before investing.

The performance data quoted represents past performance and should not be viewed as indicative of future returns. Investment returns and contract values will fluctuate so that your contract value when redeemed may be worth more or less than the amount invested.
Investments in international stocks are subject to additional risks, including currency fluctuations, foreign taxation, political risks, lower liquidity, differences in auditing and other financial reporting standards. Fund investments in higher-yielding, lower-rated debt instruments are subject to more credit risks. There is greater volatility inherent in investments that concentrate their investments in one economic sector.

Funds investing in stocks of small or emerging companies may have less liquidity than those investing in larger, established companies and may be subject to greater price volatility and risk than the overall stock market.

Funds that focus on real estate investing are sensitive to economic and business cycles, changing demographic patterns and government actions.

The Nationwide Investor Destinations Funds are designed to provide diversification and asset allocation across several types of investments and asset classes, primarily by investing in underlying funds. Therefore, in addition to the expenses of the Investor Destination Funds, you are indirectly paying a proportionate share of the applicable fees and expenses of the underlying funds.
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Regular Mail
Nationwide Life Insurance Company
Overnight Mail
Nationwide Insurance 1-LC-D4
PO Box 182928 1 Nationwide Plaza
Columbus, OH 43218 Columbus, Ohio
43215-2239

© 2024 Nationwide Mutual Insurance Company. All Rights Reserved.
Important Legal Information.
Nationwide Home Page: http://www.nationwide.com.




NFW-2823AO.2 (04/15)